Our Achievement
The URBAN CO-OPERATIVE BANK LIMITED, ROURKELA was established in the year 1988 and started it’s banking business w.e.f. 24.09.1990 after obtaining banking license from the Reserve Bank of India.
The area of operation of the Bank covers whole revenue district of Sundargarh, Jhasuguda & Keonjhar but presently functioning with 5 branches located at:
1) Uditnagar, Rourkela
2) Daily Market, Rourkela
3) Ambagan, Rourkela
4) Fertiliser Township, Rourkela
5) Rajgangpur (Sundargarh Dist).
Achievement of the Bank
Year 2021-2023
(Amount in lakh)
| Sl. No. | Particulars | As on 31.03.21 | As on 31.03.22 | As on 31.03.23 |
| 1 | Paid up Share Capital: | 663.02 | 651.41 | 677.67 |
| a | No. of members | 21168 | 21047 | 21100 |
| 2 | Deposits | 13886.03 | 14526.46 | 15181.38 |
| 3 | Loans & Advances | 9713.51 | 9225.65 | 10246.48 |
| 4 | Borrowings | 0.00 | 0.00 | 0.00 |
| 5 | Investments | 5834.97 | 6382.92 | 6795.85 |
| 6 | Working Capital | 18101.76 | 18739.50 | 19482.62 |
| 7 | Reserves | 1645.23 | 1640.31 | 1695.92 |
| 8 | Provisions | 5191.65 | 5756.05 | 6861.73 |
| 9 a | Profit (+) / Loss (-) before tax (PBT) | 183.36 | 3.58 | – 401.58 |
| b | Net Profit after tax (PAT) | 131.37 | -12.17 | – 404.54 |
| 10 | CRAR (%) | 18.16% | 17.86% | 13.29% |
| 11 | Cost of Management | 3.11% | 3.15% | 3.00% |
| 12 | Per Employee Business | 310.52 | 320.97 | 363.26 |
| 13 | Return on Assets | 0.60% | – | – |
| 14 | Gross NPA (%) | 15.52% | 15.93% | 18.63% |
| 15 | Net NPA (%) | 1.93% | 0.92% | 4.01% |
| 16 | % of collection | 89% | 86.75% | 84.09% |
| 17 | CD Ratio | 69.95% | 63.51% | 67.49% |
| 18 | Net-Worth | 1595.11 | 1571.92 | 1059.68 |